Texas Select Insurance Group

502 S Koenigheim St Ste 2H, San Angelo, TX

Condo Insurance

Condo Insurance

Condo Insurance from Texas Select Insurance Group

Welcome to Texas Select Insurance Group, your trusted partner for all your insurance needs in the great state of Texas. If you're a proud condo owner in the US, you know that your condo is more than just a place to live; it's an investment, a sanctuary, and a piece of history. Protecting it with the right condo insurance is not just a choice; it's a smart decision.

The US is known for its diverse landscapes, bustling cities, and unpredictable weather. When you own a condo in any other part of the country, your property faces unique risks. From hurricanes on the coast to tornadoes, the weather can be unpredictable and sometimes destructive.

That's why condo insurance is essential. It provides you with financial security and peace of mind, ensuring that your investment is safeguarded against unexpected events. At Texas Select Insurance Group, we understand the importance of protecting your condo and the assets within it. Our experienced team is here to guide you through the process of selecting the perfect condo insurance policy tailored to your needs.

Get The Best Condo Insurance Coverage Hassle-Free

Local Expertise

When it comes to condo insurance, local knowledge is invaluable. We're serving our clients and understand the unique insurance requirements of condo owners in the state. Our team is well-versed in the local insurance landscape, and we use this expertise to your advantage.

Comprehensive Coverage

Your condo is more than just four walls and a roof. It’s your personal space filled with memories, valuables, and belongings. Our condo insurance policies provide comprehensive coverage, ensuring that everything you hold dear is protected. From structural damage to personal property, we’ve got you covered.

Competitive Rates

We understand that value matters. That’s why we work with multiple insurance carriers to provide you with compWorking on pages and content editing rates without compromising on coverage. We’ll help you find a policy that fits your budget while delivering the protection you need.

Personalized Service

At Texas Select Insurance Group, we don’t believe in one-size-fits-all solutions. Our approach is consultative and client-focused. We take the time to understand your unique needs and tailor a policy that’s just right for you. Talk with our specialists and get your condo insurance quote. 

Condo Insurance Coverage Options

When it comes to condo insurance, it’s important to understand your options. Texas Select Insurance Group offers a range of coverage choices to meet your specific needs:

Dwelling Coverage

Dwelling coverage protects the structure of your condo. If your condo sustains damage from covered perils such as fire, windstorms, or vandalism, this coverage ensures that the repairs or reconstruction costs are covered.

Personal Property Coverage

Your personal belongings inside the condo are valuable. Personal property coverage safeguards your furniture, electronics, clothing, and other possessions in case they’re damaged or stolen.

Liability Coverage

Liability coverage provides protection in the event that you are held responsible for injury or property damage to others while on your condo property. It can also cover legal fees if you’re sued.

Additional Living Expenses

If your condo becomes uninhabitable due to a covered event, this coverage helps cover the cost of temporary living arrangements, such as hotel stays or rental accommodations.

Loss Assessment Coverage

In some cases, you may be held responsible for a portion of your condo association’s insurance deductible. Loss assessment coverage helps you cover these unexpected expenses.

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    important things you should know

    Questions And Answers

    Condo insurance, also known as HO-6 insurance, is a policy that covers the interior of your condominium unit and your personal belongings. It’s essential because it protects your investment and provides liability coverage in case of accidents or damage within your unit.
    Yes, typically, you need individual condo insurance because the master policy maintained by your condo association may not cover your unit’s interior, your personal property, or personal liability. Condo insurance ensures your specific needs are protected.
    Condo insurance usually covers the interior of your unit, personal belongings, liability protection, additional living expenses (if your condo becomes uninhabitable), and sometimes special assessments levied by the condo association.
    The appropriate coverage amount depends on factors like the value of your personal property, the cost to rebuild your unit, and your liability risk. Conducting a thorough inventory and consulting with an insurance agent can help you determine the right coverage level.
    Yes, insurance providers often offer discounts for factors like security features (e.g., alarms, deadbolts), bundled policies (e.g., combining auto and condo insurance), and membership in certain associations or groups.
    Actual cash value coverage pays for your belongings’ current market value, accounting for depreciation. Replacement cost coverage, on the other hand, reimburses you for the cost of replacing items with new ones of similar kind and quality without considering depreciation. Most people prefer replacement cost coverage for better protection.

    Contact Texas Select Insurance Group Today!

    Your condo deserves the best protection, and that’s what we’re here to provide. Whether you’re a new condo owner or looking to update your existing policy, Texas Select Insurance Group is your trusted partner.
    Contact us today for a condo insurance quote. Our experienced and friendly team is ready to assist you in finding the perfect coverage that fits your budget and provides the peace of mind you deserve.
    Don’t leave the protection of your condo to chance. Choose Texas Select Insurance Group, where your peace of mind is our priority. We look forward to serving you!