Product liability insurance protects your business from claims arising from defective products that cause harm or injury to consumers. It covers legal fees, settlements, or judgments, ensuring that a single product issue doesn’t jeopardize your entire operation.

General liability insurance covers third-party claims for bodily injury, property damage, or personal injury that may occur on your premises or result from your products or operations. It’s essential for protecting your business from unexpected lawsuits.

Yes, property insurance can cover damage to your manufacturing equipment, facilities, and inventory from risks like fire, theft, and natural disasters. However, it’s important to review your policy to ensure it includes the specific types of equipment and hazards relevant to your operations.

In most states, workers’ compensation insurance is mandatory if you have employees. It covers medical expenses, rehabilitation, and lost wages for workers who are injured on the job, ensuring compliance with state laws and protecting both your employees and business.